Visitor Shield
Buy Smarter & Claim Easier
Understand Your Trip
Check Insurance Eligibility
Compare the Best Options
Ongoing Claim Support
Real Claims, Real Support
From concern to confidence.
After reviewing a previous intestinal surgery and selecting the right policy, our client's mother was covered when an unexpected emergency led to an surgery. The claim was approved, and the hospital was paid directly by the insurer.
Client Testimonial
"We were worried about my mom's medical history, but Kathy helped us choose the right coverage. When an emergency happened, the claim went through smoothly, and we didn't have to worry about the hospital bill. We truly appreciated the guidance and support."
—Esther C.
WHO ARE WE HELPING TODAY?
Parents & Family Visiting Canada
Visitors • Super Visa • Grandparents
Canadians Travelling Abroad
Vacation • Cruise • Snowbirds
Already Purchased Through Us?
Welcome Back!
Renew or purchase through your preferred provider below:
Meet the Instructor
Kathy believes travel insurance is about more than just a policy—it's about giving families confidence when they're far from home. She is dedicated to helping every client find coverage that fits their unique needs while providing caring support before, during, and after their journey.
Why People Trust Us?
Visit My Office
Visit Us
1688 152 St. Surrey, BC
Hours
Monday–Friday
10am–4pm
Frequently Asked Questions
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Official Information
Visitors to Canada are generally not eligible for provincial health insurance. Without private medical insurance, they may be responsible for emergency physician fees, hospitalization, ambulance services, diagnostic testing, prescription medication and other eligible medical expenses.
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Official Information
Most insurance companies require:
Full name (as shown on passport)
Date of birth
Coverage effective date
Coverage expiry date
Email address
Canadian address
Canadian phone number
Credit card payment
Additional information may be required depending on the applicant and the selected plan.
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Official InformationThe Purchase Date and Effective Date are different.
Many insurance companies allow the effective date to be changed before coverage begins, subject to their policy rules.
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Official Information
Whenever medically possible, contact your insurance company's emergency assistance service before receiving treatment. They can help coordinate your care, recommend medical facilities and explain the claims process.
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Official Information
Direct Billing is not guaranteed. Depending on the hospital, medical provider and the circumstances, the insurance company may arrange direct payment. Otherwise, the insured person may need to pay first and submit a claim later.ption
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Official Information
Visitors to Canada insurance generally covers eligible emergency medical expenses, such as emergency hospitalization, physician services, diagnostic tests, prescription medication, ambulance services, emergency dental treatment and medical evacuation, subject to policy terms and limits.
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Official Information
A deductible is the amount you agree to pay before the insurance company pays eligible expenses.
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Official Information
Many insurance companies allow policy extensions before the policy expires, subject to approval and policy conditions
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Official Information
Coverage for pre-existing medical conditions depends on the policy wording and applicable stability requirements.
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Official Information
Coverage exclusions vary by policy. Common exclusions may include non-emergency treatment, routine check-ups, and pre-existing medical conditions that do not meet the policy's stability requirements.
Many policies also allow refunds for unused coverage, subject to the insurer's refund conditions.
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Every insurance company has different rules regarding stability periods, deductibles, coverage limits, refunds and claims procedures.
If you're unsure which plan best suits your situation, feel free to contact us before purchasing. We'll be happy to help you compare your options and find a plan that fits your needs.